Life Insurance in Rhode Island

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Rhode Island, despite being the smallest of the fifty states, is heavily populated and industrialized. Though historically known for a rebellious populace, the National Association of Insurance Commissioners estimates that in 2005, residents of Rhode Island held approximately $6.1 million in individual life insurance policies and $54.7 million in group and credit life insurance policies. As one of Rhode Island's 1.1 million residents, if you are in need of life insurance state-specific information provided in this article could be valuable information.

Rhode Island Offices Responsible for Life Insurance

Rhode Island's insurance industry is the overseen by Department of Business Regulation's Division of Insurance Regulation. Rhode Island's Insurance Division was established by the Rhode Island General Assembly in 1939 and is organized under Title 42 of the Rhode Island General Laws.

All state regulations pertaining to how the insurance industry operates in the state of Rhode Island are located in Chapter 27. Should a licensed insurer be deemed insolvent in the state of Rhode Island, its policyholders are protected by Title 27-34, the Rhode Island Insurers' Insolvency Fund.

Contacting Rhode Island's Insurance Division